General information
Iberinform is a company specialising in commercial information, company data, scores and business analytics. It is dedicated to the collection, generation, processing and analysis of economic, financial and commercial data on companies and the self-employed.
It is the information subsidiary of Crédito y Caución (Atradius Group), a global credit insurance provider with a presence in over 50 countries. Iberinform operates primarily in Spain and Portugal, and offers international coverage of over 430 million companies in 198 countries through its own sources and agreements with third parties.
Its aim is to support business decision-making, helping to identify business opportunities and manage the risk of non-payment in the areas of finance, risk, sales, marketing, procurement and logistics, as well as integrating data for process automation.
Iberinform captures, cleans, integrates and analyses business information from multiple sources, including the Commercial Register, other public registers, private sources and more than 500,000 annual interviews with companies, as well as its own data processing.
Using this data, it develops cloud-based technological solutions, including predictive models (scores) and advanced analytics, which enable the assessment of companies’ creditworthiness, the analysis of their payment behaviour, the detection of significant changes in their economic and financial situation, and the anticipation of defaults on payment commitments.
In recent years, Iberinform has incorporated artificial intelligence capabilities to improve its internal processes and the interpretation of business information, with the aim of making the data easier to understand, prioritising alerts and helping its clients make better business decisions.
Main products and services
Its products and services are:
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Commercial information and company reports
Online commercial report enquiry services, which enable the analysis of the economic and financial situation, risk and reliability of customers, suppliers and business partners, both nationally and internationally. These include risk scores to facilitate credit decision-making and commercial transactions.
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Risk analysis and management platform (Insight View)
Insight View is an analytics platform for analysing and monitoring customer and supplier portfolios. It integrates business information and predictive algorithms, and features alert systems and artificial intelligence-based functionalities to interpret relevant changes, prioritise risks and support decision-making.
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Access to databases of companies and self-employed individuals used for identifying business opportunities, market segmentation, sector analysis and risk management, with continuously updated information.
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A catalogue of 52 APIs and connectors that enable the integration of Iberinform’s data and functionalities into third-party systems, such as CRM, ERP and corporate applications, facilitating process automation and the retrieval of national and international business information in real time.
Other services
Complementary services such as commercial debt recovery (iCollect) and specialised solutions for foreign trade.
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Risk Score. A system based on mathematical models that predicts the likelihood of a company meeting its payment obligations over the next twelve months.
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Universal Information Platform (UIP). Connects, integrates, standardises and structures over 110 sources of international business information from around the world via a single, simplified API.
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Registry Checks.
Key to success
In their own words, “we use the most advanced technologies to collect, standardise and verify the information we use as raw material for creating products focused on delivering value and ease of use for customers. A strong commitment to data quality and technology has enabled us to improve the efficiency of internal processes, incorporate new features into our solutions and develop new products and services.
The main driver of commercial growth has been Insight View, an innovative cloud-based business intelligence tool that allows users to identify potential customers, analyse their customers’ default risk or manage debt recovery within a single application, which stands out for its ease of use and the clarity with which it displays information and company ratings. We make access to information easier and more intuitive for making decisions on managing payment risk, customer acquisition, supplier selection, etc."
Future plans
The company operates in a highly competitive and dynamic market; therefore, the sustainable growth of its business requires constant review of its strategy, the need to identify new market niches, and a thorough analysis of its customers’ needs, so that its products and the technologies underpinning them are tailored as closely as possible to those needs. This entails constant review of its software applications and significant investment.
Over the coming years, Iberinform plans to continue focusing on technological innovation and to devote a significant portion of its investment to developing value-added solutions that will enable it to enhance the value delivered by its products and services.
Data used
Clients
Companies of various sizes and sectors, as well as professionals in finance, risk, sales, marketing, procurement and logistics, developers and technology integrators who require business information for commercial decision-making, process automation and credit risk management.
Iberinform combines business intelligence, advanced analytics and applied Artificial Intelligence capabilities to facilitate data-driven business decisions, with a particular focus on commercial risk management and the identification of business opportunities, including cloud solutions and integration services via API.
Marketing model
They provide free, freemium, pay-per-use and subscription services, both directly and through partners.
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